Choosing the best retail POS software in Singapore involves more than finding a system that processes payments. Retailers need accurate inventory tracking, efficient checkout, reliable sales reports and a practical way to manage multiple sales channels. GST requirements, local payment methods and the total cost of software and hardware also influence the decision.
Whether you operate a neighbourhood shop, a fashion boutique or a growing retail chain, the right POS system can reduce manual work and improve visibility into daily operations. This guide compares eight retail POS platforms, explains their potential advantages and limitations, and highlights what Singapore businesses should verify before investing in a new system.
Quick Answer: Which Retail POS Software Is Best?
The best choice depends on your business model and operational requirements.
- For small retail shops: Loyverse is worth evaluating for its free core POS features, while Qashier offers a Singapore-focused option with integrated payment services.
- For growing and omnichannel retailers: Shopify POS is a strong candidate for businesses selling both online and in physical stores. StoreHub and Lightspeed are also worth comparing for retail operations and inventory management.
- For businesses seeking integrated POS and ERP: ERPNext POS is worth considering when you want retail transactions connected with inventory, purchasing and accounting workflows.
- For businesses needing a configurable business platform: Odoo POS can be evaluated alongside ERPNext, particularly when multiple business applications need to work together.
Before choosing, verify each platform’s availability in Singapore, payment integrations, hardware compatibility and complete operating costs.
What Is Retail POS Software?
Retail point-of-sale (POS) software is a system that helps businesses process customer purchases, issue receipts and record sales. Modern retail POS systems can also manage product catalogs, inventory, discounts, customer profiles and sales reports.
Depending on the platform, retailers may also use POS software to synchronize online and offline sales, manage multiple outlets, monitor staff activity and connect transactions with accounting or enterprise resource planning (ERP) software.
Best Retail POS Software in Singapore: Comparison Table
The following table provides an initial shortlist. Pricing and feature availability should be confirmed against current vendor documentation before making a purchase.
| Software | Best for | Key features | Singapore GST and payment suitability | Starting price |
|---|
| StoreHub | Retailers seeking an integrated POS platform | Sales, inventory and business reporting | Verify local tax and payment integrations | Confirm with vendor |
| Qashier | Singapore SMEs needing POS and payments | Checkout, payments, loyalty and reporting | Singapore-specific payment options are advertised | $5/day for the published standard plan, before GST |
| Square | Businesses in supported markets | POS, sales and inventory tools | Confirm local merchant availability before considering it | Singapore pricing not established |
| Shopify POS | Ecommerce and omnichannel retailers | Online and in-store sales, product synchronization | Verify supported payment methods and hardware | Shopify Basic from $39/month, with conditions |
| Lightspeed | Inventory-intensive retailers | Inventory, reporting and retail management | Confirm Singapore plan and payment availability | Request a Singapore-specific quote |
| Loyverse | Small shops seeking a low-cost POS | Sales, basic inventory and customer loyalty | Verify payment-provider compatibility | Core POS is free |
| Odoo POS | Businesses connecting retail with other applications | POS, inventory and accounting integration | Verify localization and payment configuration | Depends on plan and implementation |
| ERPNext POS | Retailers needing integrated ERP workflows | POS, stock, sales and accounting | Singapore-specific configuration may be required | Depends on hosting and implementation |
Top 8 Retail POS Software for Singapore Stores
1. StoreHub
Best for: Retailers looking for a POS platform designed around day-to-day business operations.
StoreHub is a candidate for retailers who want to manage checkout and core store operations through an integrated platform. When evaluating it, focus on how its product catalog, inventory features, sales reporting and supported integrations match your existing processes.
Key features to evaluate
- Checkout and sales transaction management.
- Inventory and product management.
- Sales reports and business performance tracking.
- Multi-outlet functionality and available integrations.
Pros
- Worth considering when retailers want POS and operational tools in one platform.
- May reduce manual work when the required features are available within the selected plan.
Cons
- The suitability of specific functions depends on the plan and configuration.
- Payment compatibility, hardware costs and advanced inventory capabilities should be confirmed before signing a contract.
Pricing: Obtain a current Singapore quote and check for hardware, transaction fees, setup charges and subscription commitments.
Verdict: Shortlist StoreHub if you want a retail-oriented POS and need to compare its operational features with Singapore-based alternatives.
2. Qashier
Best for: Singapore retailers seeking POS hardware, software and integrated payment services.
Qashier offers a Singapore-focused platform combining POS, payment processing and business management features. Its published offering includes sales and inventory reporting, loyalty features and PayNow support. The exact functionality available depends on the current plan and terms.
Key features
- POS checkout and payment processing.
- PayNow and supported card or e-wallet payments.
- Sales and inventory reports.
- Customer loyalty and other business tools.
Pros
- Singapore-specific payment options are a key consideration.
- The published standard plan provides a clear starting price.
- Software and payment services can be managed through an integrated offering.
Cons
- The payment-processing arrangement and associated fees affect total cost.
- Hardware, contract conditions and restrictions on payment usage should be reviewed carefully.
Pricing: Qashier publishes a standard plan at S$5 per day, excluding 9% GST. Card and PayNow processing fees are separate, and contractual conditions may apply. Confirm the latest terms directly with Qashier.
Verdict: Qashier is a strong candidate for retailers who prioritize local payment compatibility and a combined POS and payments solution.
3. Square
Best for: Businesses operating in markets where Square supports merchant accounts and payment processing.
Square is known for combining POS software with payment processing and sales-management tools. Its capabilities can make it worth researching for eligible businesses, particularly those that want a straightforward checkout experience.
Key features to evaluate
- Sales and transaction management.
- Product and inventory tools.
- Sales reporting.
- Compatible POS devices and payment hardware.
Pros
- An integrated POS and payment model can simplify operations in supported markets.
- Retailers can assess its features against their checkout and reporting requirements.
Cons
- Singapore availability is a critical prerequisite. Do not assume that Square’s international presence means Singapore-based businesses can open a supported merchant account.
- Singapore-specific pricing, payment processing and hardware support must be confirmed before treating it as a viable option.
Pricing: No Singapore-specific starting price is provided here. Verify supported countries and merchant eligibility through Square’s official documentation.
Verdict: Keep Square on the research shortlist only if your business is eligible for its services in Singapore. Otherwise, prioritize platforms with confirmed local support.
4. Shopify POS
Best for: Retailers selling through both an ecommerce store and physical outlets.
Shopify POS connects in-person selling with Shopify’s ecommerce platform. It is particularly relevant for businesses that want to manage products and customers across online and offline channels rather than maintaining separate sales systems.
Key features
- Online and in-store product management.
- Centralized sales and customer information.
- Multi-location capabilities.
- Additional retail features through POS Pro.
Pros
- A natural option for retailers already using Shopify for ecommerce.
- Supports an omnichannel operating model.
- Offers a published Singapore pricing page.
Cons
- Advanced retail capabilities can increase subscription costs.
- Hardware and payment-provider availability vary by country.
- Additional transaction or third-party provider fees may apply.
Pricing: Shopify lists Basic from S39permonthunderitspublishedpricing,whilePOSProisanadditionalS129 per location per month under the stated terms. Payment-processing fees and hardware are separate considerations.
Verdict: Shopify POS is a strong choice for ecommerce-led retailers that want to connect physical-store sales with their online operations. Check the official Shopify POS pricing page before purchasing.
5. Lightspeed
Best for: Retailers with substantial product catalogs or more demanding inventory workflows.
Lightspeed Retail provides POS and inventory-management capabilities for retailers that need more than basic checkout. Depending on the available plan, businesses can evaluate product variants, purchase workflows, reporting and integrations.
Key features
- Retail checkout and transaction management.
- Inventory and product catalog management.
- Sales and inventory reporting.
- Ecommerce and accounting integrations were supported.
Pros
- Relevant for retailers with complex product catalogs.
- Advanced reporting and inventory functions may help growing operations.
- Provides tools for businesses that need more structured retail processes.
Cons
- Costs can increase with additional registers, locations or services.
- Pricing and integrated payment availability differ by market.
- Some features may require higher-tier plans.
Pricing: Request a Singapore-specific quote. Do not convert prices from another market into SGD and present them as official Singapore prices.
Verdict: Evaluate Lightspeed if inventory depth and retail reporting are major priorities, particularly when basic POS systems no longer meet operational needs.
6. Loyverse
Best for: Small retail businesses seeking a low-cost starting point.
Loyverse offers a free core POS that can be used on compatible mobile devices. Its published offering includes basic sales analytics, essential inventory tools, customer loyalty and multi-store management. Paid add-ons provide additional capabilities.
Key features
- POS checkout on supported devices.
- Essential inventory management.
- Sales analytics.
- Customer loyalty and multi-store management.
- Optional employee management and advanced inventory features.
Pros
- Free core software lowers the initial barrier to adoption.
- Retailers can start with a mobile device rather than immediately purchasing a dedicated terminal.
- Optional add-ons allow businesses to extend functionality as requirements grow.
Cons
- Advanced capabilities may require paid add-ons.
- The free plan’s reporting history is limited.
- Singapore-specific payment processing and hardware compatibility need separate verification.
Pricing: The core POS is free. Published optional add-ons include unlimited sales history at US5perstorepermonthandemployeemanagementoradvancedinventoryatUS25 per store per month each. These are published USD prices, not SGD quotes.
Verdict: Loyverse is worth testing if you run a small shop and want to keep initial software expenses low. Assess the paid features and local payment setup before committing to it as your long-term system.
7. Odoo POS
Best for: Retailers who want POS connected to a broader business application suite.
Odoo POS can be evaluated by retailers who want checkout, inventory and other business applications to work within one platform. Rather than selecting a standalone POS alone, businesses can assess whether a connected system will reduce duplicate data entry and simplify their workflows.
Key features
- POS transactions and sales records.
- Integration with inventory and other Odoo applications.
- Product and customer management.
- Reporting and configurable workflows.
Pros
- Can suit businesses that want multiple applications on one platform.
- Connected workflows may reduce manual reconciliation between systems.
- Can be evaluated for broader business requirements beyond checkout.
Cons
- Total cost depends on the selected plan, applications, hosting and implementation.
- Customization and integrations may require technical support.
- Singapore-specific tax and payment requirements need proper configuration and testing.
Pricing: Consult the official Odoo pricing page and request a full estimate for your selected applications and implementation requirements.
Verdict: Consider Odoo POS when you need a connected business platform and want to compare its application ecosystem with ERPNext.
8. ERPNext POS
Best for: Retailers who need POS transactions connected to inventory, purchasing and accounting workflows.
ERPNext POS is part of a broader ERP platform. Rather than managing checkout separately from back-office operations, retailers can configure workflows that connect POS transactions with inventory and accounting.
For example, a retailer with several outlets may want sales data, stock movements, purchasing and financial reports to work together. An integrated ERP approach can help reduce reconciliation work and improve visibility across the business.
Key features
- POS invoicing and multiple payment modes.
- Inventory integration and warehouse configuration.
- Sales and accounting workflows.
- POS profiles for configuring store-specific settings.
- Customer and loyalty functionality.
- Multi-outlet reporting and broader ERP capabilities.
Pros
- Connects POS with inventory and accounting.
- Supports configurable workflows for different outlets and business needs.
- Can reduce duplicate data entry across connected ERP processes.
- Its open-source model provides flexibility for suitable hosting and customization arrangements.
Cons
- Initial setup requires careful configuration of products, warehouses, taxes, payment methods and user permissions.
- Singapore-specific payment integrations may require third-party services or custom development.
- Hosting, implementation, training, support and ongoing maintenance must be included in the budget.
Pricing: ERPNext is open-source software, but that does not mean a complete production-ready implementation has zero cost. Hosting, implementation, customizations, integrations and support can all contribute to the total investment.
Verdict: ERPNext POS is worth considering if your retail business needs more than checkout and wants to connect sales with wider operational and financial workflows.
How Matiyas Can Help with ERPNext POS Implementation
Matiyas helps businesses evaluate, implement and customize ERPNext to connect retail sales with inventory, purchasing and accounting workflows. Through its ERPNext solutions, ERP implementation services and ERP customization services, Matiyas can help retailers assess their operational requirements, configure store workflows and identify integration needs.
For Singapore retailers, the implementation scope should also consider applicable GST requirements, payment gateways, hardware compatibility and multi-outlet reporting. The availability of each integration should be confirmed during technical discovery, as some requirements may involve third-party applications or custom development.
To discuss your retail requirements, contact Matiyas to explore an ERPNext implementation approach suited to your business.
Explore ERPNext POS and its official documentation to understand the available capabilities before planning a Singapore-specific implementation.
Singapore-Specific Features Your Retail POS Must Have
Selecting a POS system for Singapore requires more than checking its sales features. Retailers should confirm whether the platform supports local tax settings, preferred payment methods, appropriate customer data practices and any relevant electronic invoicing workflows.
1. GST (9%) Calculation and Reporting
Singapore’s prevailing Goods and Services Tax (GST) rate is 9%. GST-registered businesses generally need to charge GST on taxable local sales unless a specific zero-rating or exemption applies. Source: Inland Revenue Authority of Singapore (IRAS).
A suitable POS system should let businesses configure the applicable tax treatment for products and transactions, display accurate totals and maintain records that support accounting and tax reporting.
Before purchasing, check whether the system can:
- Apply appropriate tax settings to taxable products and transactions.
- Generate receipts and invoices with relevant tax information.
- Export sales and tax data for accounting and reconciliation.
- Support your accountant’s reporting and record-keeping requirements.
Important: A POS system’s ability to calculate GST does not, by itself, guarantee compliance. Businesses must configure it correctly and verify that their invoicing and record-keeping processes meet applicable requirements.
2. PayNow, NETS, SGQR and Card Payments
Singapore retailers may accept card payments, PayNow transfers and other digital payment methods. However, the availability of each payment method depends on the POS platform, payment provider, hardware and merchant agreement.
Before selecting a system, confirm:
- Whether PayNow is supported directly or through an external payment provider.
- Whether NETS payments can be accepted using compatible hardware or an integration.
- Whether SGQR-related workflows meet your business requirements.
- Which card networks and contactless payment methods are supported.
- How transaction fees, refunds, settlements and reconciliation work.
Do not assume that a POS system supports every local payment method simply because it advertises integrated payments.
3. InvoiceNow (Peppol) E-Invoicing Readiness
InvoiceNow is Singapore’s nationwide e-invoicing network based on the Peppol framework. It is distinct from generating a standard printed or electronic sales receipt.
Retailers that also conduct business-to-business transactions should determine whether their invoicing or accounting workflow needs to connect to InvoiceNow and whether the selected software supports that requirement directly or through an integration.
Check the availability of supported solutions, applicable business requirements and relevant implementation timelines with the Infocomm Media Development Authority (IMDA).
A POS system should not be described as InvoiceNow-compliant solely because it can generate invoices. Confirm the specific integration and applicable requirements.
4. PDPA and Customer Data Protection
Retail POS platforms can store customer names, contact information, purchase history and loyalty details. Businesses should consider how this information is collected, accessed, used, retained and protected under Singapore’s Personal Data Protection Act (PDPA), where applicable.
Look for:
- Role-based access to customer and transaction information.
- Appropriate authentication and security controls.
- Data export, retention and deletion capabilities.
- Clear vendor policies covering data processing and security.
- Support for your organization’s privacy and consent procedures.
Review the Personal Data Protection Commission Singapore guidance and your business’s actual obligations before implementation.
5. Local Support and SGD Billing
A low subscription price can be misleading if the provider lacks suitable local support or charges additional fees for payment processing, hardware or integration.
Check whether the vendor offers Singapore-relevant support hours, SGD pricing, compatible receipt printers and scanners, and clear escalation procedures for checkout issues.
For multi-outlet retailers, also ask about onboarding, data migration, staff training and support during store rollouts.
Key Features to Look for in a Retail POS System
When comparing the best retail POS software, prioritize the capabilities that directly affect your store’s daily operations.
- Inventory management: Track stock levels, product variants, low-stock items and inventory adjustments.
- Multi-outlet control: Monitor sales and stock across branches with appropriate location-level permissions.
- Customer loyalty: Manage customer profiles, discounts, rewards and repeat-purchase programmes.
- Sales reporting: Review sales trends, product performance, margins where supported and outlet-level results.
- Purchasing and suppliers: Identify replenishment needs and streamline purchase orders.
- Ecommerce integrations: Synchronize products, inventory and orders between online and physical stores.
- Accounting integrations: Reduce manual reconciliation between POS transactions and financial records.
- Hardware compatibility: Confirm support for the terminals, barcode scanners, receipt printers and payment devices you need.
- Security and access control: Restrict sensitive information and administrative actions to authorized users.
- Offline functionality: Understand whether the POS can continue operating during connectivity interruptions and how transactions synchronize afterward.
The most suitable feature set depends on your business. A single-store retailer may need only a few of these capabilities, while a growing chain may require centralized inventory, purchasing and consolidated reporting.
Retail POS Software vs ERP: Which One Do You Need?
A standalone POS system focuses primarily on selling products and processing transactions. An enterprise resource planning (ERP) system connects sales with wider business functions such as inventory, purchasing, accounting and operational reporting.
The right choice depends on how much coordination your business needs between the checkout counter and its back-office operations.
What POS Handles
A retail POS system typically manages:
- Checkout, sales transactions and receipts.
- Product prices, discounts and payment records.
- Basic stock updates and sales reports.
- Customer profiles and loyalty features, where available.
For a small store with straightforward operations, these functions may be sufficient.
What ERP Handles
An ERP system connects multiple business processes through shared data and workflows. Depending on the implementation, it may support:
- Inventory across outlets and warehouses.
- Purchasing, supplier records and replenishment.
- Accounting, expenses and financial reporting.
- Sales orders, customer records and invoicing.
- Branch-level performance and consolidated reporting.
- Integration with other business applications.
An ERP can be particularly useful when staff otherwise enter the same information into multiple systems or manually reconcile stock and financial records.
When to Move to ERPNext POS
Consider ERPNext POS if your retail business is experiencing challenges such as:
- Stock discrepancies between stores, warehouses and sales records.
- Repeated manual entry between POS, inventory and accounting software.
- Limited visibility into purchasing, stock movements or branch performance.
- Increasing complexity as new outlets, products or business processes are added.
- A need to customize workflows around the way your business operates.
ERPNext connects its POS functionality with broader ERP modules, but the precise workflow depends on configuration and implementation. It is not automatically the best choice for every retailer; businesses should compare its flexibility and total ownership cost with specialist retail platforms.
For a broader overview, explore Matiyas’ retail ERP software solutions and link to the relevant ERPNext retail guide on the Matiyas blog.
How Much Does Retail POS Software Cost in Singapore?
Retail POS software costs depend on the number of outlets, required features, hardware, payment processing and implementation complexity. A free or low-cost subscription does not necessarily mean the overall solution will be inexpensive.
Main Cost Components
Software subscription: Some platforms offer free core software, while others charge monthly or daily fees. Advanced inventory, staff management and multi-location features may require paid plans.
Hardware: A store may need a tablet or terminal, receipt printer, barcode scanner, cash drawer and compatible payment device. The actual requirements depend on the checkout workflow and vendor.
Setup and training: Product imports, tax configuration, staff permissions, opening stock and payment settings all require preparation. More complex businesses may need formal implementation support.
Integrations and support: Ecommerce synchronization, accounting integrations, custom payment workflows, ongoing maintenance and support can add to the total cost.
Estimated POS Budget by Business Size
The following is a planning framework, not a verified market-price survey. Obtain quotes for your specific requirements before budgeting.
| Business type | Typical requirements | Budget considerations |
|---|
| Small retail shop | One checkout, basic inventory, standard reporting | Entry-level subscription, basic hardware and setup |
| Mid-sized retailer | Multiple registers, deeper inventory, integrations | Paid subscription, additional devices, data migration and training |
| Enterprise or multi-outlet chain | Centralized operations, advanced permissions, multiple locations | Multi-location licensing, integrations, custom workflows and ongoing support |
To estimate the actual cost, calculate the total cost of ownership over at least 12 months:
Total cost = software + hardware + payment fees + implementation + integrations + training + ongoing support.
Request quotes in SGD and establish whether prices include GST. For payment-based pricing, estimate processing fees using your expected transaction volume and average sale value.
How to Choose the Right Retail POS Software
Use this checklist before shortlisting vendors.
- Assess store size and growth plans. Decide whether you need a single checkout, multiple registers or a centralized system for several outlets.
- Review inventory complexity. Consider product variants, barcodes, stock transfers, purchase orders and replenishment.
- Calculate the complete budget. Include subscription, payment processing, hardware, training, integrations and support.
- Verify Singapore compatibility. Confirm the specific GST, PayNow, NETS, SGQR and invoicing capabilities your business requires.
- Check integrations. Ensure the POS can work with your ecommerce platform, accounting system and other essential applications.
- Test support and usability. Request a demo, try common checkout scenarios and confirm that staff can learn the system efficiently.
Ask vendors to demonstrate real workflows using representative products and transactions. A guided demonstration is more useful than a feature list when assessing whether the software fits your business.
Common Mistakes to Avoid
- Choosing only by subscription price: A cheap plan may lack essential inventory features or carry additional processing costs.
- Assuming all payment methods are supported: Verify each local payment method and its integration requirements.
- Ignoring migration and training: Incorrect opening stock or poorly trained staff can undermine an otherwise suitable system.
- Buying more complexity than you need: Avoid paying for advanced ERP workflows if a simpler POS can handle your current requirements.
Conclusion: Choosing the Best Retail POS Software in Singapore
The best retail POS software for your Singapore business is the one that fits your checkout process, inventory requirements, payment needs and budget while supporting future growth.
Loyverse is worth evaluating for a low-cost start, Qashier for Singapore-focused POS and payments, and Shopify POS for ecommerce-led retail. Lightspeed, StoreHub and Odoo may suit other operational requirements. ERPNext POS deserves consideration when connecting sales with inventory, purchasing and accounting is a priority.
Before deciding, compare total ownership costs, test your most important workflows and verify local tax and payment compatibility.
Matiyas can help retailers assess ERP requirements, configure ERPNext POS and plan integrations, customization and ongoing support according to their business needs.
Ready to explore an ERP-connected retail solution?
Book a Free Retail POS Demo to discuss your retail workflows, inventory requirements and integration needs with Matiyas.
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